SYNOPSIS: Virtual Payments A/P Solution

What is it? A unified, efficient, secure and profitable means for a company to pay its bills

What’s the benefit? More secure, more efficient than paying with checks or ACH, comes with a substantial rebate – approximately $10,000 - $15,000/$million of A/P converted to virtual payments

Who is it for? Any company/organization that pays more than $10 million annually for goods and services domestically

Other information: This is by far one of our most beneficial programs as it has an element of both cost savings and profit generation. It can also be deployed by ANY entity that pays more than $10 million in A/P – can be used by charities, schools, universities, faith-based organizations, etc.

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Turn Your Accounts Payable Function Into a Profit Center!

It's a fact that U.S. businesses still, on average, pay 70% of their Accounts Payable invoices by check! And, checks are the most expensive way to pay suppliers. Of course, there’s the obvious costs of: the check stock, the envelopes, and the postage, but then there’s also the time spent: printing, signing, stuffing, and mailing the checks, then there’s reconciliation and bank fees.

ACH, on the other is less expensive than processing checks, but there is still a cost.

In both cases there are other downsides regarding; remittance advice, reconciliation, cash-flow, security and A/P department productivity

Enter Virtual Payments...

First, the best way to understand Virtual Payments is to look inside your own wallet. You probably have some sort of reward credit card in there - most Americans do. You spend money on that card and you receive something; points, mileage and even cash-back.

So, take the rebate concept and apply it to a vehicle strictly for businesses that is akin to your rewards card, but there is no plastic. As a matter of fact, the sixteen-digit number on this "virtual credit card" rotates "randomly" on every transaction, and is likely not to repeat for a long, long time. This creates a very high level of security as any fraud is simply limited to a single transaction at most.

Then, think about the number of checks that will not need to be processed, saving (based on recent studies) $6 - $10/check, if payments are made this way.

And, this payment vehicle produces a rebate of 1 - 1 1/2% on every transaction, creating up to $150,000 for every $10 million of A/P spend!

But wait, there's more...we know that not every vendor you have will want to take your credit card, virtual or not, so the system can actually create a payment file that will pay vendors, with a click of the mouse, in Virtual Payments, checks, ACH, foreign exchange and even private networks.

All this is providing incredible transparency into the settlement staus of all of your payments!

Here is the best part - the setup and light integration are free, and there is never a cost to use this platform, except for a very nominal charge to process checks...far outweighed by the revenue generating potential of this program, and far less than processing checks yourself.

Who can benefit from Virtual Payments?: hotels, retailers, manufacturers, sports teams, charities, schools...any entity that pays a good deal of money each month in A/P.

If your A/P department is writing hundreds of checks each month, reach out to us and we'll fill you in on all the details. You could be up and running in as little as two weeks with four phone calls


All of our savings and incentive programs bolster your bottom line, but programs such as the Virtual Payments Accounts Payable Solution actually create additional income by capturing rebates for your company, as you would, personally, with your own rewards credit cards. 


You can calculate yourself what a single dollar of cost-savings represents in relation to generation of your front-end revenue. We often find thousands, hundreds of thousands, or even millions of dollars of cost savings with a myriad of our contingency-based, unique programs. Give us a try.

HELLO - WE FIND Tax Incentives

Our Tax Incentive Team of expert engineers, attorneys and accountants does only one thing…tax incentives. They are expert at it, have the studies perfected, and find millions of dollars of "hidden" tax incentive money for our clients every year.

☎︎ Schedule us for a complimentary 15-minute assessment call

We'd love to help you find some "hidden money." Click the "Let's Chat" button and schedule a 15-minute call with us at your convenience. 15 minutes is all we need to determine which of our many contingency-based programs you may be eligible for!


With the experience of more than 20 years in the cost-recovery arena, we are sure to find you some "hidden money."


Apropos Communications, Inc.

Apropos Communications, Inc., DBA "We Find Hidden Money" is a ten-year-old Cost-Recovery Consultancy, incorporated in California in 2013, and part of a resource-rich collective of Consultant Advisors across the United States