UNCONVENTIONAL GROUP HEALTHCARE PLAN
SYNOPSIS: Our Unconventional Group Healthcare Plan
What is it? A unique healthcare program for self-insured employers under ERISA that is designed specifically for the employer’s employee population demographics. The program provides better quality of healthcare services to the employees, while creating very significant savings for the employer
What’s the benefit? Better quality of healthcare for the employees while cutting health plan costs for the employer up to and exceeding 50%
Who is it for? California and NY employers > 100 employees, all other states >50 employees. Program must be self-insured
Other Comments: This program benefits both the employees and the employer in a very significant way
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Employee health benefits is often the second largest expense for employers, just after payroll, and according to surveys, controlling that cost is the number one issue, or problem employers are facing today.
The Cost of Health Care for employers and their employees, is growing at an unsustainable rate, rising faster than inflation, workers earnings, GDP, and profit margins.
Less than 30 years ago, family health coverage cost just $200 per month, now the cost to insure the same family is over $1,600 per month. The average family health insurance premium now exceeds the average monthly mortgage payment.
While the cost goes up, employees are often having to take on a larger portion of the cost of coverage; and, while employees are having to pay more for coverage, they’re seeing their out of pocket costs increase as well.
Businesses have settled for what they think is the best value, sacrificing benefits, and increasing employee out-of-pocket costs, just to afford coverage.
Health insurance brokers provide quotes and help employers to manage their premium increases. We focus on reducing the $$ spent on claims to reduce an employers health benefit costs. Brokers cannot, and do not do what we do.
For more info or a free assessment of your business, call: (949) 272-5120 or write to: firstname.lastname@example.org
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